This is a common dilemma for many people who want to plan for their retirement and secure their financial future. There is no definitive answer to this question, as different factors may affect your decision, such as your income, tax situation, risk appetite, personal preferences, and market conditions. However, here are some pros and cons of each option that you may want to consider before making a choice:
Disclaimer: ‘Where the business has expressed opinions, they are based on current market conditions, they may differ from those of other investment professionals and are subject to change without notice. The information contained within this communication is believed to be reliable but Realm Investment Management Limited does not warrant its completeness or accuracy.
This communication is not intended as a recommendation to invest in any particular asset class, security or strategy. Regulatory requirements that require impartiality of investment/investment strategy recommendations are therefore not applicable nor are any prohibitions to trade before publication. The information provided is for illustrative purposes only, it should not be relied upon as recommendations to buy or sell investments.’