A Defensive investor understands that their investments need to grow but is more concerned about not losing money. Ideally, they hope to protect their capital by taking a relatively smaller degree of risk, even if this means their investment return will be reduced.
Cautious investors look to grow their investments but do not want to be in a position where a significant part of their wealth is at risk. They want to balance the need for profit with the security of knowing that if markets unexpectedly turn lower, their overall loss could be relatively small.
A Balanced investor likes to spread their risk but is also willing to commit to a strategy if it means they can achieve a reasonable profit. They understand that if markets experience a weak period they should be able to recover losses in the longer term as their exposure should be spread and somewhat limited.
Active investors try to achieve a significant investment return knowing that they have to accept an above-average investment risk. They prefer bigger investment decisions that, if correct, could really improve their position and hope that if markets go against them, decisions can be taken reasonably swiftly to reduce their exposure to further capital loss.
Aggressive investors look for significant investment returns in a fairly short period of time. They also accept that such a strategy could return greater losses if markets unexpectedly turn lower. Their philosophy is that one has to "speculate to accumulate" and that losses can be regained if time and good judgement are on their side.
Our Income portfolio is suitable for an investor who is looking to secure a long-term regular income stream and can accept a higher degree of investment risk than conventional time deposit savings accounts. The strategy is designed to invest in companies from around the world that can deliver sustainable regular investment income that will support the investor's expenditure needs over time.